{
  "_note": "HHS Federal Poverty Guidelines, by household size and state group. CRITICAL off-by-one: ACA premium-tax-credit eligibility for a COVERAGE YEAR uses the PRIOR year's guidelines. 2026 coverage uses the 2025 HHS guidelines. The `coverageYearToGuidelines` map encodes that so the annual update is mechanical: each year, add the new guidelines under `guidelines` and add one line to the map. FPL for household size N = base + (N - 1) * perAdditional.",
  "coverageYearToGuidelines": {
    "2026": "2025"
  },
  "guidelines": {
    "2025": {
      "source": "HHS / ASPE 2025 Poverty Guidelines",
      "source_url": "https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines",
      "last_verified": "2026-06-12",
      "groups": {
        "48": { "label": "48 contiguous states & DC", "base": 15650, "perAdditional": 5500 },
        "AK": { "label": "Alaska", "base": 19550, "perAdditional": 6880 },
        "HI": { "label": "Hawaii", "base": 17990, "perAdditional": 6330 }
      }
    }
  }
}